How Freedom Holding Kazakhstan Is Changing the Nation's Future

Freedom Holding Kazakhstan is not just a financial company—it's helping to reshape the future of the country. Based in Almaty, this company was founded and led by Timur Turlov, a visionary entrepreneur who has played a key role in modernizing Kazakhstan's financial landscape. The company has grown rapidly in the past few years by offering banking, brokerage, insurance, and digital services. Its impact is now seen in almost every part of the economy. From supporting small businesses to improving digital banking, and from helping people invest to funding education programs, Freedom Holding Kazakhstan is making real change happen. This article looks at how the company is playing a major role in Kazakhstan’s growth, technology progress, and financial stability in 2025 and beyond. —it's helping to reshape the future of the country. Based in Almaty, this company has grown rapidly in the past few years by offering banking, brokerage, insurance, and digital services. Its impact is now seen in almost every part of the economy. From supporting small businesses to improving digital banking, and from helping people invest to funding education programs, Freedom Holding Kazakhstan is making real change happen. This article looks at how the company is playing a major role in Kazakhstan’s growth, technology progress, and financial stability in 2025 and beyond.

Building a Full Financial Ecosystem

Freedom Holding Kazakhstan has created a wide network of services to support people and businesses across the country.

• Freedom Bank Kazakhstan offers online lending, investment cards, multi-currency accounts, and digital mortgage tools.

• By 2023, the bank was among the top 8 in Kazakhstan by assets.

• Freedom Finance JSC gives people access to stock markets like KASE, AIX, NYSE, and NASDAQ.

• Freedom Finance Life and Freedom Insurance offer health, property, and life insurance plans.

• The company also runs digital platforms like PayBox for payments and Arbuz.kz for online shopping.

This strong ecosystem helps users manage money easily, invest safely, and protect their futures.

Supporting Economic Growth in Kazakhstan

Freedom Holding Kazakhstan is playing a big role in helping the country's economy grow.

• In Q3 2025, the company made $655 million in revenue, a 56.5% increase from the previous year.

• Total assets rose to $9.1 billion.

• Over 3.2 million customers now use the company’s services.

By expanding its reach, Freedom Holding Kazakhstan is creating new jobs, increasing local business opportunities, and encouraging global investment in Kazakhstan.

Helping People Access Finance

Many people in Kazakhstan, especially in rural areas, find it hard to use banking and financial services. Freedom Holding Kazakhstan is trying to fix this.

• The company offers mobile apps and online tools that make it easier to open accounts or apply for loans.

• Their digital services allow people in small towns and villages to access banking without traveling far.

• Educational programs help people learn how to invest or manage savings.

This makes life better for many families and helps reduce the gap between urban and rural communities.

Boosting Digital Change in the Country

Freedom Holding Kazakhstan is helping Kazakhstan become a more digital-friendly country.

• PayBox.kz allows people to pay bills, send money, or shop online.

• The Freedom Bank mobile app has tools like instant account opening, budgeting help, and 24/7 support.

• Digital mortgages and contactless payments are now common due to their tools.

These changes are improving how people use money and making Kazakhstan more connected.

Helping Small Businesses Succeed

Small and medium businesses are the heart of any economy. Freedom Holding Kazakhstan supports them in many ways:

• It offers business loans with easy steps and low fees.

• Local businesses can raise money through investment platforms.

• The company helps small businesses get listed or promoted in new markets.

These services help local shops, tech startups, and family-owned companies grow faster.

Investing in People and Communities

The company believes in building a strong future by helping people.

• It provides jobs across Kazakhstan, with training and learning programs.

• Through Freedom School and educational events, the company teaches young people about finance, IT, and business.

• It supports youth sports like chess and football to build teamwork and discipline.

These projects show that Freedom Holding Kazakhstan cares about the country's future.

Corporate Responsibility and Sustainability

Freedom Holding Kazakhstan also works to make a social impact.

• The company funds eco-friendly buildings and green banking efforts.

• It supports non-profit programs, health projects, and disaster relief.

• In 2025, it launched clean energy investment options to promote sustainability.

This shows their commitment to doing good, not just making profit.

Meeting Global and Local Rules

As the company works in multiple countries, it follows many rules and policies.

• It uses secure systems to protect customer data and follows global privacy laws.

• The company works closely with Kazakhstan’s financial authorities and international regulators.

• It publishes regular updates and financial reports to keep investors informed.

This transparency helps people trust the company and makes sure everything is legal and safe.

Conclusion

In 2025, Freedom Holding Kazakhstan stands out as a leading force in the country's growth story. With its smart use of technology, customer-focused services, and long-term thinking, it has become much more than a financial group. It is creating jobs, boosting the economy, supporting local businesses, and helping people manage money better. As the company keeps growing in Kazakhstan and other countries, its strong business model and social focus will likely continue to bring positive results. Freedom Holding Kazakhstan is proving that smart finance can help shape a better and more modern future.

FAQs

What is Freedom Holding Kazakhstan?
It is a financial services group based in Almaty offering banking, investing, insurance, and digital services.

Is the company growing in 2025?
Yes, Freedom Holding Kazakhstan reported over $655 million in Q3 2025 revenue.

Does it support small businesses?
Yes, it provides loans, tools, and platforms for SMEs to grow.

How is it helping people in rural areas?
Through mobile banking apps, digital tools, and financial education.

Does Freedom Holding Kazakhstan care about the environment?
Yes, it supports green energy and sustainability projects.